In this whitepaper, we analyze the latest technological developments in the field of Asset Liability Management (ALM) for banks and answer the question: what to consider for the selection of a new ALM software. First, we define the scope of ALM solutions and differentiate between general IT (mega)trends and specific ALM aspects. Then, we investigate the current challenges and implications for the further development of ALM capabilities in detail.
We observe that technological trends have expanded the solution space for banks, emphasizing the importance of a detailed and comprehensive analysis of individual requirements to select the most suitable solution. Although the opportunities have increased, there is also an elevated risk of becoming overwhelmed by the multitude of potential implementation scenarios.
