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Banking supervision and reporting systems

National, European and international regulatory standards present the financial industry with an ever greater challenge. Not only are the rules becoming increasingly complex; they are subject to ever more rapid change and are more and more interwoven. Increasingly, companies are expected to integrate regulatory, financial and internal reporting.

 

Regardless of whether banks choose commercial software solutions or develop their own, the specific environment in which they operate has a significant impact on the implementation of regulatory requirements. Consequently, while a precise knowledge of the appropriate rules is essential, it is by no means sufficient on its own to ensure that implementation is successful. In order to develop efficient and practical solutions, financial institutions need a thorough understanding of their business model and products as well as the associated risks and need the technical and methodological expertise to quantify them.

 

As a specialist in risk and finance, d-fine has a clear and detailed understanding of regulation, valuation and of technical and business issues. It has established a proven track record as a highly regarded and independent partner in the area of regulatory compliance for both banks and other financial institutions that are subject to banking supervision rules. In this context, we can help you to

  • Introduce and adapt to national, European and international supervisory standards, e.g. Basel III,  CRD IV, FinRep, CoRep, MaRisk (German minimum requirements for risk management), SolvV (German solvency regulations), LiqV (German liquidity regulations), KWG (German Banking Act) and GroMiKV (German regulations on large credit exposure).
  • Perform a corresponding feasibility study and examine the potential impact (e.g. on your capital base).
  • Assess the interplay between reporting and your own models for credit, liquidity and market risk.
  • Deal with (subsequent) registration as a trading book institution.
  • Design and implement special requirement e.g. as per the German Pfandbrief Act (Pfandbriefgesetz).
  • Design an industry-specific and future-proof reporting architecture and processes.
  • Enhance data quality and granularity.
  • Combine different reporting models into an integrated reporting system.
  • Obtain a banking licence.
  • Deal with general recognition issues.